By Schemes Team | Updated March 2026
The BISP ATM Withdrawal Banks List 2026 has been officially expanded to make payments easier and more accessible for millions of families across Pakistan. The Benazir Income Support Programme (BISP) has introduced a modern ATM withdrawal system that allows eligible beneficiaries to receive their financial assistance directly from partner bank ATMs.
Previously, most beneficiaries had to wait in long lines at temporary payment camps. However, the new ATM-based system enables families to withdraw their payments anytime from authorized bank machines, ensuring convenience, security, and transparency.
This initiative is part of the government’s mission to modernize welfare distribution through the 8171 BISP system and increase financial inclusion for low-income households.
What is the BISP ATM Withdrawal System?
The BISP ATM withdrawal system allows registered beneficiaries to collect their payments directly from bank ATMs instead of visiting government distribution camps.
This system is linked with biometric verification through National Database and Registration Authority (NADRA) to ensure that payments are delivered only to eligible individuals.
With this system, beneficiaries of the Benazir Kafalat Program can withdraw their quarterly payments safely and securely.
BISP ATM Withdrawal Banks List 2026
In 2026, the government expanded the number of partner banks involved in BISP payments. Previously, only two banks handled the payments, but now six banks are authorized to provide ATM withdrawals.
Authorized Banks for BISP Payments
- Habib Bank Limited (HBL)
- Bank Alfalah
- Bank of Punjab (BOP)
- Mobilink Microfinance Bank – supports JazzCash services
- Telenor Microfinance Bank – supports Easypaisa payments
- HBL Microfinance Bank
These banks operate thousands of ATMs nationwide, making it easier for beneficiaries in both rural and urban areas to access their payments.
Beneficiaries are assigned to a specific bank depending on their district cluster.
How to Check Your Assigned BISP Bank
Before visiting an ATM, beneficiaries should confirm which bank is assigned to them.
Method 1 – SMS Verification
- Open your mobile messaging app.
- Type your 13-digit CNIC number.
- Send the message to 8171.
- Wait for the reply showing your eligibility and payment details.
Method 2 – Online Portal
You can also check your assigned bank through the official 8171 BISP portal by entering your CNIC number.
How to Withdraw BISP Payment From ATM – Step-by-Step Guide
Withdrawing your BISP payment from an ATM is simple and secure. Even if you do not have a debit card, many ATMs support biometric cardless withdrawals.
Step 1 – Visit an Authorized ATM
Go to the nearest ATM of your assigned bank such as Habib Bank Limited or Bank Alfalah.
Step 2 – Select Language
Choose your preferred language on the screen:
- Urdu
- English
Step 3 – Select BISP Payment Option
Look for the option labeled:
- BISP
- Government Payment
- 8171 Payment
Select this option.
Step 4 – Enter CNIC Number
Type your 13-digit CNIC number without dashes.
Step 5 – Biometric Verification
Place your thumb or index finger on the biometric scanner when prompted.
The system will verify your identity through the NADRA database.
Step 6 – Withdraw Cash
Once verified:
- Select Cash Withdrawal
- Enter the amount (usually Rs. 13,500)
Step 7 – Collect Receipt
Always collect your printed receipt as proof of the transaction.
Latest BISP Payment Update for 2026
Due to rising inflation and economic challenges, the government has increased the quarterly payment for beneficiaries.
Updated Payment Details
| Feature | Details |
|---|---|
| Current Installment | Rs. 13,500 |
| Payment Frequency | Quarterly |
| Verification Method | NADRA Biometric |
| Survey System | NSER Dynamic Registry 2026 |
| Official Helpline | 0800-26477 |
This increase is intended to help families manage essential expenses such as food, electricity, and education.
Important Guidelines for BISP Beneficiaries
To ensure smooth payment withdrawal and avoid fraud, beneficiaries should follow these official guidelines.
Wait for Official SMS
Only visit the ATM after receiving a confirmation message from 8171.
Bring Original CNIC
Payments can only be processed with the original CNIC issued by NADRA.
Photocopies or expired cards are not accepted.
Protect Your PIN
If you have been issued a BISP Sahulat Account debit card, never share your PIN with anyone.
Avoid Middlemen
BISP payments are completely free. No agent or bank staff is allowed to charge fees.
Update Biometric Data
If fingerprint verification fails, visit a **National Database and Registration Authority center to update your biometric records.
Benefits of the BISP ATM Withdrawal System
The new ATM-based payment system offers several benefits for beneficiaries.
24/7 Access
ATMs allow beneficiaries to withdraw payments at any time, without waiting for camp schedules.
Greater Privacy
Women beneficiaries can collect payments with dignity in a secure banking environment.
Improved Transparency
Biometric verification prevents fraud and ensures payments reach the right person.
No Illegal Deductions
ATM withdrawals eliminate the risk of unauthorized deductions by middlemen.
Common Problems and Solutions
Fingerprint Not Matching
Solution: Clean your hands and try again. If the problem continues, update biometrics at NADRA.
Payment Not Showing in ATM
Solution: Confirm payment status through 8171 SMS before visiting the ATM.
ATM Out of Service
Solution: Visit another ATM of the same bank.
Frequently Asked Questions
Which banks allow BISP ATM withdrawals?
Authorized banks include Habib Bank Limited, Bank Alfalah, Bank of Punjab, Mobilink Microfinance Bank, Telenor Microfinance Bank, and HBL Microfinance Bank.
How much payment do beneficiaries receive?
The current quarterly payment is Rs. 13,500.
Do I need a debit card to withdraw money?
No. Many ATMs support biometric cardless withdrawals.
How can I check my payment status?
Send your CNIC to 8171 or check through the BISP online portal.
Is there any fee for withdrawing BISP payments?
No. BISP withdrawals are completely free.
Conclusion
The BISP ATM Withdrawal System 2026 represents a major step forward in modernizing Pakistan’s social welfare programs. By expanding partnerships with banks such as Habib Bank Limited, Bank Alfalah, and Bank of Punjab, the government has made it easier for millions of families to access their financial assistance.
With biometric verification, ATM accessibility, and expanded banking networks, beneficiaries can now withdraw their Rs. 13,500 quarterly payments quickly and securely.
This digital transformation strengthens the mission of the Benazir Income Support Programme to deliver financial support efficiently while promoting transparency and financial inclusion across Pakistan.